U.S. Commercial-Bank Agricultural Loans Reached $206.27 Billion in Q2 2026
farmdoc daily reports that agricultural loans outstanding at U.S. commercial banks reached $206.27 billion in the second quarter of 2026, up 2.10% from the first quarter.
AI-generated source brief by USFarms.ag
Using FDIC Call Report data, farmdoc daily reports that agricultural loans outstanding at commercial banks reached $206.27 billion in the second quarter of 2026, up $4.24 billion (2.10%) from the first quarter and $7.54 billion (3.79%) from a year earlier. At agricultural banks, non-real estate farm loan delinquency declined by 30 basis points to 1.00%, and farm real estate loan delinquency declined by 33 basis points to 1.45%; both rates remained close to their year-earlier levels. Agricultural banks’ net interest margin increased approximately 13 basis points from the first quarter to 3.94%, with higher yields on earning assets accounting for nearly all the quarterly increase.
Key takeaways
2 things worth knowing
- 01
Commercial-bank farm real estate loans reached $122.26 billion, up 1.59% from the previous quarter and 4.49% from a year earlier; non-real estate farm loans reached $84.00 billion, up 2.85% during the quarter and 2.80% over the year.
- 02
At agricultural banks, the second-quarter delinquency rate was 1.00% for non-real estate farm loans and 1.45% for farm real estate loans, after quarterly declines of 30 and 33 basis points, respectively.
Why it matters for agriculture
The source describes U.S. commercial-bank farm lending, including loans secured by farmland, and reports changes in loan balances and agricultural-bank delinquency rates. It does not provide evidence about effects on farmland prices, rents, or local lending conditions.
Reader context does not establish a local impact or state-level finding.
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